Information We Collect

We collect information you provide directly when you use our fundamental analysis services, subscribe to our research, or contact us for consultation. This includes your name, email address, phone number, and business information you share with us.

When you visit our website, we automatically collect certain technical information like your IP address, browser type, and how you interact with our content. This helps us understand what financial analysis topics interest you most and improve our educational resources.

How We Use Your Information

• Deliver financial analysis reports and educational content you've requested
• Send you updates about market trends and new research tools we've developed
• Respond to your questions about fundamental analysis techniques
• Improve our website based on how visitors engage with different sections
• Comply with Australian financial services regulations and legal requirements

We don't sell your personal information to third parties. Your data stays with us and helps us provide better financial education and analysis services.

Information Sharing

We keep your information private with a few specific exceptions. Sometimes we work with trusted service providers who help us deliver our analysis tools – like our email platform or website hosting service. These partners only access what they need to do their job and must protect your data the same way we do.

If Australian law requires it, we may share information with regulatory bodies. We'll also protect our legal rights if needed, but this rarely happens in our line of work.

Should Sparkcurrentnet ever merge with another company or change ownership, your information would transfer to the new entity, but they'd still need to follow this privacy policy.

Your Rights Under Australian Privacy Law

Under the Australian Privacy Principles, you have several important rights regarding your personal information:

• Request access to the personal information we hold about you
• Ask us to correct any inaccurate or outdated information
• Request deletion of your data when we no longer need it for business purposes
• Opt out of marketing communications at any time
• Lodge a complaint with the Office of the Australian Information Commissioner

To exercise these rights, just send us an email. We'll respond within 30 days and won't charge fees for reasonable requests.

Data Security

We protect your information using industry-standard security measures. Our website uses SSL encryption, and we store data on secure servers with regular backups. Access to your personal information is limited to team members who need it for their work.

While we take security seriously, no online system is completely bulletproof. We do our best to protect your data, but we can't guarantee absolute security. If we ever experience a data breach that affects your information, we'll notify you and relevant authorities as required by Australian law.

Data Retention

We keep your personal information as long as you're using our services or as required by Australian business regulations. Marketing contact information is retained until you unsubscribe or ask us to remove it.

Financial records and business correspondence may be kept for up to seven years to comply with taxation and business record requirements. After that, we securely delete or anonymize the information.

Cookies and Website Analytics

Our website uses cookies to remember your preferences and track which content performs best. These small files help us understand how people use our fundamental analysis resources and what topics generate the most interest.

You can disable cookies in your browser settings, though some website features might not work as smoothly. We use Google Analytics to understand visitor patterns, but we've configured it to respect privacy by anonymizing IP addresses.

International Data Transfers

Your information is primarily stored on servers located in Australia. However, some of our service providers may process data overseas, particularly in the United States for cloud hosting and email services.

When we transfer data internationally, we ensure these providers maintain privacy standards equivalent to Australian requirements through contractual agreements and certification programs.

Updates to This Policy

We review this privacy policy regularly and update it when our practices change or new regulations come into effect. When we make significant changes, we'll notify you via email or website announcement.

Minor updates might be posted without individual notification, so we recommend checking this page occasionally if you're curious about our current practices.